Everyone has a lot of things to worry about. The most common is how to save more, how to have a long life and how to avoid getting sick, getting into accidents, or requiring surgery. This is because we all know that hospitalization, surgery, and taking medication will cost a lot and our budget is limited and the life of our family is not expandable.
Just like what happened to me last month, when I experienced pains in my abdomen. At first, I thought it just a stomach upset, so I was not even bothered. After some days, it got worse. My husband rushed me to the hospital early in the morning because I couldn’t endure the pain. It hurts so much that I can’t even stand up. While in the hospital, the doctor requested for laboratory, and I was injected with an expensive two vail of IV, the doctor said it was for the pain. Then followed by ultra-sound, X-Ray, and told me I might need to undergo CT scan on my abdomen if ever the pain does not stop after a week of medication. Then after my husband settled all the bills and checked out, I found out from that the bills were way too expensive. This does not include the medication I need to take at home, the CT scan, and the surgery if it will be necessary in the future.
I asked around how much does it cost for the surgery or CT-Scan, and was more shocked that it was 3 times or 5 times bigger to what my husband paid in the hospital. Try to imagine any kind of incident that can wipe out all the savings just like that. Luckily, I got cured & recovered. But even when I recovered I realized that we really need to have an additional insurance if this kind of incident will ever occur again in our life. Since our healthcare plans are limited I talked to my husband about getting one. He said, he’s already something in mind. But if I have more to add it will be very much helpful to have wide range of choices.
Now the question is, which insurance company for health care protection best for my family? Since we already have a list of the insurance company, we did our best to narrow it down. But most insurance companies has a different policy and attractive benefits, such as YGC or Yuchengco Group Companies health protection plans. They offer various plans for the family, and those plans are listed below. Hopefully this will be very benefecial for my family and able to help us when the time we need it most.
YGC Health Protection Plans
- Hospital Cash Plan
- Family Shield Plan
- Family Protect Plan
- Card of Life
- Family Protect Elite
- Family Protect Max
About the Yuchengco Group Company
Yuchengco Group Company (YGC), one of Southeast Asia’s largest conglomerates with over 90 companies, while Malayan Group of Insurance Company is a top non-life insurance company in the Philippine. It was established by Don Enrique on February 16, 1949. The name was conceived in response to the new social atmosphere of building a brown race identity – the Malay race.
I’m not an insurance broker, work for them, or affiliated with the insurance company. I can’t answer your question, I just shared my experiences and thoughts about it. But you can share your thoughts & opinions as well through a comment below. Thank you for visiting my website and reading my article. If you wish to read other articles, please look below for other related topic or navigate thru menus above.
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